As long-term care costs continue to escalate — consider that an assisted living one bedroom apartment in Connecticut can cost as much as $9,000 per month — planning for disability becomes ever more important. Government benefits, including Medicaid, may defray the costs somewhat. Having a plan in place can often protect family assets and an independent spouse. Any Medicaid planning in Connecticut must be done carefully and with the assistance of an experienced attorney. The elder law group at Conway, Londregan, Sheehan & Monaco, P.C., includes lawyers who understand the complexities of government benefits, including Medicaid eligibility. One lawyer on the team is also a member of the National Academy of Elder Law Attorneys. We address disability planning with New London clients as part of the broader estate planning process.
Counseling Clients With Medicaid Questions
Our attorneys review finances and long-term goals with clients to start the disability planning process. We will explain what government benefits, including Medicaid, are available to cover some long-term care expenses and eligibility requirements.
Medicaid planning must take into account look back periods and possible Medicaid recovery claims that will be brought against the estate. Advance planning can allow clients to utilize strategies, such as trusts, that will protect income and assets for a spouse who is still independent and ensure that the whole estate does not go toward long-term care costs.
When a loved one is in need of immediate long-term care, our skilled legal team can still provide guidance on Medicaid eligibility and assist with an application or challenge a denial of benefits.